ACORD field requirements
Which fields the online forms require, by coverage line. Field numbers match the agency's marked-up ACORD forms and questionnaires.
"Yes / No" questions are required. The "If yes, explain" box under each one is optional. Schedules (premises, drivers, vehicles, buildings) list the fields required on each row.
| Coverage line | Forms |
|---|---|
| General Liability | ACORD 125 + ACORD 126 + GL Supplemental |
| Excess / Umbrella | ACORD 125 + ACORD 126 + ACORD 131 + Umbrella Supplemental |
| Commercial Auto | ACORD 125 + ACORD 127 + ACORD 129 |
| Commercial Property | ACORD 125 + ACORD 140 |
| Workers Compensation | ACORD 125 + ACORD 130 |
ACORD 125 · Commercial Insurance Application
Used for: General Liability, Excess / Umbrella, Commercial Auto, Commercial Property, Workers Compensation
58 required · 13 optional · 7 agency only
| # | Section | Field | Status |
|---|---|---|---|
| 1 | Application & Policy Information | Transaction Type | Required |
| 2 | Application & Policy Information | Is the policy bound? If yes (optional): Bound date, or attach a copy |
Required |
| 3 | Application & Policy Information | Proposed Effective Date | Required |
| 4 | Application & Policy Information | Proposed Expiration Date | Required |
| Application & Policy Information | Billing Plan | Agency only | |
| Application & Policy Information | Payment Plan | Agency only | |
| Application & Policy Information | Agency Customer ID | Agency only | |
| Application & Policy Information | Carrier / NAIC Code | Agency only | |
| 5 | Applicant Information (First Named Insured) | First Named Insured (legal name) | Required |
| 5 | Applicant Information (First Named Insured) | Mailing Address | Required |
| 5 | Applicant Information (First Named Insured) | City | Required |
| 5 | Applicant Information (First Named Insured) | State | Required |
| 5 | Applicant Information (First Named Insured) | ZIP+4 | Required |
| 6 | Applicant Information (First Named Insured) | Business Phone | Required |
| 7 | Applicant Information (First Named Insured) | Website Address | Required |
| 8 | Applicant Information (First Named Insured) | FEIN or Social Security # | Required |
| 9 | Applicant Information (First Named Insured) | Legal Entity | Required |
| 9 | Applicant Information (First Named Insured) | LLC: No. of Members & Managers | Optional |
| 9 | Applicant Information (First Named Insured) | Other entity (describe) | Optional |
| Applicant Information (First Named Insured) | GL Code | Agency only | |
| Applicant Information (First Named Insured) | SIC | Agency only | |
| Applicant Information (First Named Insured) | NAICS | Agency only | |
| 10 | Contact Information | Contact Type | Required |
| 11 | Contact Information | Contact Name | Required |
| 12 | Contact Information | Contact Phone | Required |
| 12 | Contact Information | Phone Type | Required |
| 13 | Contact Information | E-mail Address | Required |
| 14 | Premises Information (each row) | Location # | Required |
| 14 | Premises Information (each row) | Building # | Required |
| 14 | Premises Information (each row) | Street Address | Required |
| 14 | Premises Information (each row) | City | Required |
| 14 | Premises Information (each row) | County | Required |
| 14 | Premises Information (each row) | State | Required |
| 14 | Premises Information (each row) | ZIP | Required |
| 15 | Premises Information (each row) | City Limits | Required |
| 16 | Premises Information (each row) | Interest | Required |
| 17 | Premises Information (each row) | Occupied Area (Sq Ft) | Required |
| 18 | Premises Information (each row) | Full-Time Employees | Required |
| 19 | Premises Information (each row) | Part-Time Employees | Required |
| 20 | Premises Information (each row) | Annual Revenues | Required |
| 21 | Premises Information (each row) | Description of Operations at this Location | Required |
| 22 | Nature of Business | Nature of Business | Required |
| 22 | Nature of Business | Other (describe) | Optional |
| 23 | Nature of Business | Date Business Started | Required |
| 24 | Nature of Business | Description of Primary Operations | Required |
| 25 | General Information | Is the applicant a subsidiary of another entity? If yes (optional): Parent company name, relationship and % owned |
Required |
| 26 | General Information | Does the applicant have any subsidiaries? If yes (optional): Subsidiary name, relationship and % owned |
Required |
| 27 | General Information | Is a formal safety program in operation? If yes (optional): Which apply: Safety Manual, Safety Position, Monthly Meetings, OSHA |
Required |
| 28 | General Information | Any exposure to flammables, explosives, chemicals? If yes (optional): Explain |
Required |
| 29 | General Information | Any other insurance with this company? If yes (optional): Line of business and policy number(s) |
Required |
| 30 | General Information | Any policy or coverage declined, cancelled or non-renewed during the prior 3 years? (Missouri applicants: skip) If yes (optional): Reason: Non-Payment, Non-Renewal, Agent No Longer Represents Carrier, Underwriting, Condition Corrected |
Optional |
| 31 | General Information | Any past losses or claims relating to sexual abuse or molestation allegations, discrimination or negligent hiring? If yes (optional): Explain |
Required |
| 32 | General Information | During the last 5 years (10 in RI), has any applicant been indicted for or convicted of fraud, bribery, arson or any arson-related crime? | Required |
| 33 | General Information | Any uncorrected fire and/or safety code violations? If yes (optional): Occur date, explanation, resolution, resolve date |
Required |
| 34 | General Information | Any foreclosure, repossession or bankruptcy, filed or completed, during the last 5 years? If yes (optional): Occur date, explanation, resolution, resolve date |
Required |
| 35 | General Information | Any judgment or lien during the last 5 years? If yes (optional): Occur date, explanation, resolution, resolve date |
Required |
| 36 | General Information | Has the business been placed in a trust? If yes (optional): Name of trust |
Required |
| 37 | General Information | Any foreign operations, foreign products distributed in the USA, or US products sold/distributed in foreign countries? If yes (optional): Explain (ACORD 815/816 may be required) |
Required |
| 38 | General Information | Does the applicant have other business ventures for which coverage is not requested? If yes (optional): Explain |
Required |
| 39 | General Information | Does the applicant own, lease or operate any drones? If yes (optional): Describe use |
Required |
| 40 | General Information | Does the applicant hire others to operate drones? If yes (optional): Describe use |
Required |
| 41 | Prior Carrier Information (each row) | Year | Required |
| 41 | Prior Carrier Information (each row) | Line | Required |
| 41 | Prior Carrier Information (each row) | Carrier | Required |
| 41 | Prior Carrier Information (each row) | Policy # | Optional |
| 41 | Prior Carrier Information (each row) | Premium | Optional |
| 41 | Prior Carrier Information (each row) | Effective | Optional |
| 41 | Prior Carrier Information (each row) | Expiration | Optional |
| 42 | Loss History (last 3 years) | No claims or losses during the last three years | Optional |
| 42 | Loss History (last 3 years) | Total value of losses | Optional |
| 42 | Claims & Losses (each row) | Date of Occurrence | Required |
| 42 | Claims & Losses (each row) | Line | Required |
| 42 | Claims & Losses (each row) | Type / Description of Claim | Required |
| 42 | Claims & Losses (each row) | Date of Claim | Optional |
| 42 | Claims & Losses (each row) | Amount Paid | Required |
| 42 | Claims & Losses (each row) | Amount Reserved | Optional |
| 42 | Claims & Losses (each row) | Subrogation | Optional |
| 42 | Claims & Losses (each row) | Claim Open | Required |
ACORD 126 · Commercial General Liability Section
Used for: General Liability, Excess / Umbrella
42 required · 1 optional · 19 agency only
| # | Section | Field | Status |
|---|---|---|---|
| Coverages & Limits | Coverage Form | Agency only | |
| Coverages & Limits | Each Occurrence | Agency only | |
| Coverages & Limits | General Aggregate | Agency only | |
| Coverages & Limits | Aggregate Applies Per | Agency only | |
| Coverages & Limits | Products & Completed Ops Aggregate | Agency only | |
| Coverages & Limits | Personal & Advertising Injury | Agency only | |
| Coverages & Limits | Damage to Rented Premises | Agency only | |
| Coverages & Limits | Medical Expense | Agency only | |
| Coverages & Limits | Deductible | Agency only | |
| Coverages & Limits | Retroactive Date (claims-made) | Agency only | |
| Schedule of Hazards (each row) | Loc # | Agency only | |
| Schedule of Hazards (each row) | Haz # | Agency only | |
| Schedule of Hazards (each row) | Class Code | Agency only | |
| Schedule of Hazards (each row) | Classification | Agency only | |
| Schedule of Hazards (each row) | Premium Basis | Agency only | |
| Schedule of Hazards (each row) | Exposure | Agency only | |
| Schedule of Hazards (each row) | Territory | Agency only | |
| Schedule of Hazards (each row) | Rate - Prem/Ops | Agency only | |
| Schedule of Hazards (each row) | Rate - Products | Agency only | |
| 1 | Contractors | Does the applicant draw plans, designs or specifications for others? | Required |
| 2 | Contractors | Do any operations include blasting or utilize/store explosive material? | Required |
| 3 | Contractors | Do any operations include excavation, tunneling, underground work or earth moving? | Required |
| 4 | Contractors | Do your subcontractors carry coverages or limits less than yours? | Required |
| 5 | Contractors | Are subcontractors allowed to work without providing you with a certificate of insurance? | Required |
| 6 | Contractors | Does the applicant lease equipment to others with or without operators? | Required |
| 7 | Contractors | Describe the type of work subcontracted | Optional |
| 8 | Contractors | Total annual amount paid to subcontractors | Required |
| 9 | Contractors | Percentage of total work subcontracted (%) | Required |
| 10 | Contractors | Total number of full-time staff | Required |
| 11 | Contractors | Total number of part-time staff | Required |
| 12 | Products / Completed Operations | Does the applicant install, service or demonstrate products? | Required |
| 13 | Products / Completed Operations | Are foreign products sold, distributed or used as component parts? | Required |
| 14 | Products / Completed Operations | Is research and development conducted on-site or are new products planned? | Required |
| 15 | Products / Completed Operations | Do your offerings include guarantees, warranties or hold harmless agreements? | Required |
| 16 | Products / Completed Operations | Are any products related to the aircraft or space industry? | Required |
| 17 | Products / Completed Operations | Have any products been recalled, discontinued or changed in design/formulation? | Required |
| 18 | Products / Completed Operations | Are products of others sold or re-packaged under the applicant's label? | Required |
| 19 | Products / Completed Operations | Are your products sold under the label of others? | Required |
| 20 | Products / Completed Operations | Is vendor's coverage required by your clients? | Required |
| 21 | Products / Completed Operations | Does any Named Insured sell products to other Named Insureds within the enterprise? | Required |
| 22 | General Information | Are any medical facilities provided or medical professionals employed/contracted? | Required |
| 23 | General Information | Is there any operational exposure to radioactive or nuclear materials? | Required |
| 24 | General Information | Have past, present or discontinued operations involved storing, treating, discharging, applying, disposing or transporting hazardous material? | Required |
| 25 | General Information | Have any operations been sold, acquired or discontinued in the last 5 years? | Required |
| 26 | General Information | Do you rent or loan equipment to others? If yes (optional): Small tools or large equipment, and whether instructions are given |
Required |
| 27 | General Information | Are any watercraft, docks or floats owned, hired or leased? | Required |
| 28 | General Information | Are any parking facilities owned or rented by the applicant? | Required |
| 29 | General Information | Is a fee charged to customers or the public for parking? | Required |
| 30 | General Information | Are recreational facilities provided for employee or public use? | Required |
| 31 | General Information | Are there any lodging operations, including apartments? If yes (optional): # of apartments, total apartment area (sq ft), other lodging operations |
Required |
| 32 | General Information | Is there a swimming pool on the premises? If yes (optional): Which apply: approved fence, limited access, diving board, slide, above ground, in ground, life guard |
Required |
| 33 | General Information | Are social events sponsored by the business? | Required |
| 34 | General Information | Are athletic teams sponsored by the business? If yes (optional): Sport, contact sport?, age group, extent of sponsorship |
Required |
| 35 | General Information | Are any structural alterations contemplated on the premises? | Required |
| 36 | General Information | Is any demolition exposure contemplated? | Required |
| 37 | General Information | Has the applicant been active in, or is currently active in, joint ventures? | Required |
| 38 | General Information | Do you lease employees to or from other employers? | Required |
| 39 | General Information | Is there a labor interchange with any other business entity or subsidiaries? | Required |
| 40 | General Information | Are day care facilities operated or controlled by the applicant? | Required |
| 41 | General Information | Have any crimes occurred or been attempted on your premises within the last 3 years? | Required |
| 42 | General Information | Is there a formal, written safety and security policy in effect? | Required |
| 43 | General Information | Does promotional literature make any representations about the safety or security of the premises? | Required |
ACORD 127 · Business Auto Section
Used for: Commercial Auto
40 required · 6 optional · 13 agency only
| # | Section | Field | Status |
|---|---|---|---|
| 1 | Named Insured | Named Insured(s) | Required |
| Coverages & Limits | Liability (CSL) | Agency only | |
| Coverages & Limits | Covered Auto Symbol | Agency only | |
| Coverages & Limits | Medical Payments | Agency only | |
| Coverages & Limits | UM / UIM | Agency only | |
| Coverages & Limits | Personal Injury Protection | Agency only | |
| Coverages & Limits | Comprehensive Deductible | Agency only | |
| Coverages & Limits | Collision Deductible | Agency only | |
| Coverages & Limits | Hired Auto | Agency only | |
| Coverages & Limits | Non-Owned Auto | Agency only | |
| 2 | Driver Information (each row) | Driver # | Required |
| 3 | Driver Information (each row) | Driver Name | Required |
| 4 | Driver Information (each row) | City, State, ZIP | Required |
| 5 | Driver Information (each row) | Sex | Required |
| 6 | Driver Information (each row) | Marital Status | Required |
| 7 | Driver Information (each row) | Date of Birth | Required |
| 8 | Driver Information (each row) | Driver's License # | Required |
| 9 | Driver Information (each row) | License State | Required |
| 10 | General Information | Excluding encumbrances, are any vehicles to be insured not solely owned by and registered to the applicant? If yes (optional): Vehicle # and name of other owner |
Required |
| 11 | General Information | Do over 50% of the employees use their autos in the business? | Required |
| 12 | General Information | Is there a vehicle maintenance program in operation? | Required |
| 13 | General Information | Are any vehicles corporate-leased to others? | Required |
| 14 | General Information | Are any vehicles modified or equipped with special equipment (including customized vans or pickups)? If yes (optional): Vehicle #, description and cost |
Required |
| 15 | General Information | Are ICC, PUC or other filings required? | Required |
| 16 | General Information | Do operations involve transporting hazardous materials? If yes (optional): Describe (ACORD 194 may be required) |
Required |
| 17 | General Information | Are there any hold harmless agreements in effect? | Required |
| 18 | General Information | Are any business vehicles used by family members? If yes (optional): Family members and vehicles |
Required |
| 19 | General Information | Are MVR verifications obtained? | Required |
| 20 | General Information | Does the applicant use a formal driver recruiting method? | Required |
| 21 | General Information | Are any drivers excluded from or not covered by Workers Compensation? | Required |
| 22 | General Information | Are there any vehicles owned by the entity that are not scheduled on this application? | Required |
| 23 | General Information | Are there any drivers with recent convictions for moving traffic violations? | Required |
| 24 | General Information | Has the insurance agent personally inspected the vehicles? | Required |
| 25 | General Information | Are all vehicles to be included in this policy part of a fleet? | Required |
| 26 | General Information | Are there electronic monitoring devices that record and transmit data in any vehicles? If yes (optional): Percentage of fleet monitored (1-100%) |
Required |
| 30 | Additional Interest | Evidence of Interest Required | Optional |
| 31 | Additional Interest | Interest in Vehicle # | Optional |
| 31 | Additional Interest | Interest in Location # | Optional |
| 32 | Additional Interest | Is ACORD 45 attached for additional named interests? | Optional |
| 35 | Vehicle Description (each row) | Vehicle # | Required |
| 35 | Vehicle Description (each row) | Year | Required |
| 35 | Vehicle Description (each row) | Make | Required |
| 35 | Vehicle Description (each row) | Model | Required |
| 35 | Vehicle Description (each row) | Body Type | Required |
| 35 | Vehicle Description (each row) | V.I.N. | Required |
| 35 | Vehicle Description (each row) | Garaging Street Address (required in KY) | Optional |
| 35 | Vehicle Description (each row) | Garaging City | Required |
| 35 | Vehicle Description (each row) | County | Required |
| 35 | Vehicle Description (each row) | State | Required |
| 35 | Vehicle Description (each row) | ZIP | Required |
| 35 | Vehicle Description (each row) | Registration (Lic) State | Required |
| 36 | Vehicle Description (each row) | GVW / GCW | Required |
| 36 | Vehicle Description (each row) | Seating Capacity | Optional |
| 36 | Vehicle Description (each row) | Radius of Operations | Required |
| 37 | Vehicle Description (each row) | Cost New | Required |
| Vehicle Description (each row) | Class | Agency only | |
| Vehicle Description (each row) | SIC | Agency only | |
| Vehicle Description (each row) | Factor | Agency only | |
| Vehicle Description (each row) | Territory | Agency only |
ACORD 129 · Vehicle Schedule
Used for: Commercial Auto
No separate questions. Vehicles 5 and up from the ACORD 127 vehicle schedule print on the ACORD 129.
ACORD 130 · Workers Compensation Application
Used for: Workers Compensation
47 required · 10 optional · 14 agency only
| # | Section | Field | Status |
|---|---|---|---|
| 1 | Applicant | Applicant Legal Name | Required |
| 2 | Applicant | Office Phone | Required |
| 3 | Applicant | Mobile Phone | Optional |
| 4 | Applicant | Mailing Address | Required |
| 5 | Applicant | Years in Business | Required |
| 6 | Applicant | Website Address | Optional |
| 7 | Applicant | Legal Entity | Required |
| 8 | Applicant | FEIN | Required |
| 9 | Applicant | Location (if different from mailing address) | Optional |
| 10 | Policy Information | Proposed Effective Date | Required |
| 11 | Policy Information | Proposed Expiration Date | Required |
| Policy Information | Employers Liability Limits | Agency only | |
| Policy Information | Part 1 States | Agency only | |
| Policy Information | Part 3 Other States | Agency only | |
| Policy Information | Bureau Risk ID | Agency only | |
| 12 | Contact Information | Contact Name | Required |
| 13 | Contact Information | Office Phone | Required |
| 14 | Contact Information | Mobile Phone | Optional |
| 15 | Contact Information | Required | |
| 16 | Individuals Included / Excluded (each row) | State | Required |
| 16 | Individuals Included / Excluded (each row) | Location # | Optional |
| 16 | Individuals Included / Excluded (each row) | Name | Required |
| 17 | Individuals Included / Excluded (each row) | Date of Birth | Required |
| 18 | Individuals Included / Excluded (each row) | Title / Relationship | Required |
| 19 | Individuals Included / Excluded (each row) | Ownership % | Required |
| 20 | Individuals Included / Excluded (each row) | Duties | Required |
| 21 | Individuals Included / Excluded (each row) | Include / Exclude | Required |
| 22 | Individuals Included / Excluded (each row) | Remuneration / Payroll | Required |
| Individuals Included / Excluded (each row) | Class Code | Agency only | |
| State Rating Worksheet (each row) | State | Agency only | |
| State Rating Worksheet (each row) | Loc # | Agency only | |
| State Rating Worksheet (each row) | Class Code | Agency only | |
| State Rating Worksheet (each row) | Categories, Duties, Classifications | Agency only | |
| State Rating Worksheet (each row) | # Full-Time | Agency only | |
| State Rating Worksheet (each row) | # Part-Time | Agency only | |
| State Rating Worksheet (each row) | Estimated Annual Remuneration | Agency only | |
| State Rating Worksheet (each row) | Rate | Agency only | |
| State Rating Worksheet (each row) | Estimated Annual Premium | Agency only | |
| 23 | Prior Carrier & Loss History (each row) | Prior Carrier | Required |
| 24 | Prior Carrier & Loss History (each row) | Year | Required |
| 25 | Prior Carrier & Loss History (each row) | Policy # | Optional |
| 26 | Prior Carrier & Loss History (each row) | Annual Premium | Required |
| 27 | Prior Carrier & Loss History (each row) | Experience Mod | Optional |
| 28 | Prior Carrier & Loss History (each row) | # of Claims | Required |
| 29 | Prior Carrier & Loss History (each row) | Amount Paid | Optional |
| 30 | Prior Carrier & Loss History (each row) | Reserve | Optional |
| 31 | Nature of Business | Description of Operations | Required |
| 32 | General Information | Does the applicant own, operate or lease aircraft or watercraft? | Required |
| 33 | General Information | Have past, present or discontinued operations involved storing, treating, discharging, applying, disposing or transporting hazardous material? | Required |
| 34 | General Information | Is any work performed underground or above 15 feet? | Required |
| 35 | General Information | Is any work performed on barges, vessels, docks or bridges over water? | Required |
| 36 | General Information | Is the applicant engaged in any other type of business? | Required |
| 37 | General Information | Are sub-contractors used? If yes (optional): Percentage of work subcontracted |
Required |
| 38 | General Information | Is any work sublet without certificates of insurance? | Required |
| 39 | General Information | Is a written safety program in operation? | Required |
| 40 | General Information | Is any group transportation provided? | Required |
| 41 | General Information | Are any employees under 16 or over 60 years of age? | Required |
| 42 | General Information | Are any seasonal employees hired? | Required |
| 43 | General Information | Is there any volunteer or donated labor? If yes (optional): Specify |
Required |
| 44 | General Information | Are there any employees with physical handicaps? | Required |
| 45 | General Information | Do employees travel out of state? | Required |
| 46 | General Information | Are athletic teams sponsored? | Required |
| 47 | General Information | Are physicals required after offers of employment are made? | Required |
| 48 | General Information | Any other insurance with this insurer? | Required |
| 49 | General Information | Any prior coverage declined, cancelled or non-renewed in the last 3 years? (Missouri applicants: skip) | Optional |
| 50 | General Information | Are employee health plans provided? | Required |
| 51 | General Information | Do any employees perform work for other businesses or subsidiaries? | Required |
| 52 | General Information | Do you lease employees to or from other employers? | Required |
| 53 | General Information | Do any employees predominantly work at home? If yes (optional): Number of employees |
Required |
| 54 | General Information | Any tax liens or bankruptcy within the last 5 years? If yes (optional): Specify |
Required |
| 55 | General Information | Any undisputed and unpaid workers compensation premium due from you or any commonly managed or owned enterprises? If yes (optional): Entity name(s) and policy number(s) |
Required |
ACORD 131 · Umbrella / Excess Section
Used for: Excess / Umbrella
25 required · 2 optional · 9 agency only
| # | Section | Field | Status |
|---|---|---|---|
| 1 | Policy Information | Named Insured(s) | Required |
| 2 | Policy Information | Effective Date | Required |
| 3 | Policy Information | Policy Type | Required |
| 4 | Policy Information | Coverage Basis | Required |
| Policy Information | Limit Requested | Agency only | |
| Policy Information | Self-Insured Retention | Agency only | |
| 5 | Named Insureds, Locations & Descriptions (each row) | Insured Name | Required |
| 5 | Named Insureds, Locations & Descriptions (each row) | Location | Required |
| 5 | Named Insureds, Locations & Descriptions (each row) | Description of Operations | Required |
| Schedule of Underlying Insurance (each row) | Coverage | Agency only | |
| Schedule of Underlying Insurance (each row) | Carrier | Agency only | |
| Schedule of Underlying Insurance (each row) | Policy # | Agency only | |
| Schedule of Underlying Insurance (each row) | Effective | Agency only | |
| Schedule of Underlying Insurance (each row) | Expiration | Agency only | |
| Schedule of Underlying Insurance (each row) | Limits | Agency only | |
| Schedule of Underlying Insurance (each row) | Premium | Agency only | |
| 6 | Advertising | Media type used for promotional activities | Required |
| 7 | Advertising | Annual advertising cost | Required |
| 8 | Advertising | Are the services of an outside advertising agency used? | Required |
| 9 | Advertising | Is any coverage provided under the advertising agency's policy? | Required |
| 10 | Aircraft & Auto | Does the applicant own, lease or operate any aircraft? | Required |
| 11 | Aircraft & Auto | Are explosives, caustics, flammables or other dangerous cargo hauled? | Required |
| 12 | Aircraft & Auto | Are passengers carried for a fee? | Required |
| 13 | Aircraft & Auto | Are any units operated that are not insured by underlying policies? | Required |
| 14 | Aircraft & Auto | Are any vehicles leased or rented to others? | Required |
| 15 | Aircraft & Auto | Are hired and non-owned coverages provided? | Required |
| 16 | Contractors | Is bridge, dam or marine work performed? | Required |
| 17 | Contractors | Describe typical contracting jobs performed | Optional |
| 18 | Contractors | Describe contractual agreements / hold harmless provisions required from clients or subcontractors | Optional |
| 19 | Contractors | Does the applicant own, rent or use cranes? | Required |
| 20 | Contractors | Do subcontractors carry coverages or limits less than the applicant? | Required |
| 21 | Products & General | Is the applicant self-insured for workers compensation or liability in any state? | Required |
| 22 | Products & General | Do current or past products or components contain hazardous materials requiring special handling or disposal? | Required |
| 23 | Products & General | Are any products used or installed in aircraft or aerospace equipment? | Required |
| 24 | Products & General | Any foreign operations, foreign products distributed in the USA, or US products sold/distributed in foreign countries? | Required |
| 25 | Products & General | Does the applicant own or lease watercraft? | Required |
ACORD 140 · Property Section
Used for: Commercial Property
18 required · 17 optional · 8 agency only
| # | Section | Field | Status |
|---|---|---|---|
| 1 | Policy Information | Named Insured(s) | Required |
| 2 | Policy Information | Effective Date | Required |
| 3 | Premises & Building Information (each row) | Premises # | Required |
| 4 | Premises & Building Information (each row) | Street Address | Required |
| 5 | Premises & Building Information (each row) | Building # | Required |
| 6 | Premises & Building Information (each row) | Building Description | Required |
| 7 | Premises & Building Information (each row) | Construction Type | Required |
| 8 | Premises & Building Information (each row) | Distance to Fire Hydrant (ft) | Required |
| 9 | Premises & Building Information (each row) | Distance to Fire Station (mi) | Required |
| 10 | Premises & Building Information (each row) | Fire District | Required |
| 11 | Premises & Building Information (each row) | # of Stories | Required |
| 12 | Premises & Building Information (each row) | # of Basements | Required |
| 13 | Premises & Building Information (each row) | Year Built | Required |
| 14 | Premises & Building Information (each row) | Total Area (Sq Ft) | Required |
| 15 | Premises & Building Information (each row) | Wiring Updated (year) | Optional |
| 16 | Premises & Building Information (each row) | Roofing Updated (year) | Optional |
| 17 | Premises & Building Information (each row) | Plumbing Updated (year) | Optional |
| 18 | Premises & Building Information (each row) | Heating Updated (year) | Optional |
| 19 | Premises & Building Information (each row) | Roof Type | Required |
| 20 | Premises & Building Information (each row) | Primary Heat: Boiler? | Required |
| 21 | Premises & Building Information (each row) | Right Exposure & Distance | Optional |
| 22 | Premises & Building Information (each row) | Left Exposure & Distance | Optional |
| 23 | Premises & Building Information (each row) | Front Exposure & Distance | Optional |
| 24 | Premises & Building Information (each row) | Rear Exposure & Distance | Optional |
| 25 | Premises & Building Information (each row) | Burglar Alarm Type | Required |
| 26 | Premises & Building Information (each row) | Burglar Alarm Certificate # | Optional |
| 27 | Premises & Building Information (each row) | Certificate Expiration | Optional |
| 28 | Premises & Building Information (each row) | Central Station, Local or With Keys | Optional |
| 29 | Premises & Building Information (each row) | Burglar Alarm Installed & Serviced By | Optional |
| 30 | Premises & Building Information (each row) | Premises Fire Protection | Required |
| 31 | Premises & Building Information (each row) | If Sprinklered, % | Optional |
| 32 | Premises & Building Information (each row) | Fire Alarm Manufacturer | Optional |
| 33 | Premises & Building Information (each row) | Fire Alarm: Central Station or Local Gong | Optional |
| 34 | Premises & Building Information (each row) | Mortgage Company Name & Address (if mortgaged) | Optional |
| 35 | Premises & Building Information (each row) | Loan Number | Optional |
| Premises & Building Information (each row) | Building Limit | Agency only | |
| Premises & Building Information (each row) | Business Personal Property Limit | Agency only | |
| Premises & Building Information (each row) | Business Income / Extra Expense | Agency only | |
| Premises & Building Information (each row) | Valuation | Agency only | |
| Premises & Building Information (each row) | Causes of Loss | Agency only | |
| Premises & Building Information (each row) | Coinsurance | Agency only | |
| Premises & Building Information (each row) | Deductible | Agency only | |
| Premises & Building Information (each row) | Protection Class | Agency only |
GL Supplemental · General Liability Supplemental
Used for: General Liability
3 required · 3 optional · 0 agency only
| # | Section | Field | Status |
|---|---|---|---|
| Operations Detail | Describe a typical job or day of operations | Required | |
| Operations Detail | % Residential work | Optional | |
| Operations Detail | % Commercial work | Optional | |
| Operations Detail | Largest job in the past 3 years | Optional | |
| Operations Detail | Are written contracts used with customers? | Required | |
| Operations Detail | Does the applicant hold all required licenses? If yes (optional): License types and numbers |
Required |
Umbrella Supplemental · Excess / Umbrella Supplemental
Used for: Excess / Umbrella
2 required · 2 optional · 0 agency only
| # | Section | Field | Status |
|---|---|---|---|
| Excess Exposure Detail | Reason for requesting umbrella (contract requirement, asset protection, etc.) | Optional | |
| Excess Exposure Detail | Contractually required limit | Optional | |
| Excess Exposure Detail | Any heavy trucks (over 26,000 lbs GVW)? | Required | |
| Excess Exposure Detail | Has an umbrella policy been carried before? If yes (optional): Prior carrier and limit |
Required |